Looking for some serious help in Financial Management assignment.  I needed honest and willing to meet my dead line.  Instruction as following questions using grammatically correct language and appropriate APA citations. All questions need to be answer and with APA citations. All material MUST come from the book only. (The book that used is Finance by Cornett, Adair, & Nofsinger, 2016).  Chapter 1 Introduction to Financial Management, pages 2-21, and Chapter 6 Understanding Financial Markets and Institutions, page 128-159. There are some hints and suggestions for certain questions in this assignment.Complete the following problems and answer the following questions, as applicable:Question 1: Hint/Suggestions There are 4 major sub-area of finance to be listed in responding to last part of this question #1.  The first of the major sub-areas discussed in the M: Finance text is “Investments”Proficient-level: Define the terms finance and financial management, and identify the major sub-areas of finance.Distinguished-level: Describe the nature of risk.Question 2: Proficient-level: "What are the three basic forms of business ownership? What are the advantages and disadvantages to each?" (Cornett, Adair, & Nofsinger, 2016, p. 21).Distinguished-level: Discuss the advantages and disadvantages of each of the three basic forms of business ownership to access capital.Question 3: Proficient-level: Define the terms agency relationship and agency problem, and list the three approaches to minimize the conflict of interest resulting from the agency problem.Distinguished-level: Describe the role of corporate governance.Question 4: Proficient-level: "Why is ethical behavior so important in the field of finance?" (Cornett, Adair, & Nofsinger, 2016, p. 21).Distinguished-level: Provide examples of financial scandals.Question 5: Hint/Suggestion: To effectively respond to this question, re-review the text’s FIRM goals section covered on pages 13 and 14 of the M: Finance text.  Support your opinion based on textual information. Proficient-level: "Does the goal of shareholder wealth maximization conflict with behaving ethically? Explain" (Cornett, Adair, & Nofsinger, 2016, p. 21).Distinguished-level: Explain the meaning of Adam Smith's term, invisible hand.Question 6: Hint/Suggestion IBM issuing $200 million of new common stock is an example of a transaction in the Primary Market.Proficient-level: "Classify the following transactions as taking place in the primary or secondary markets: IBM issues $200 million of new common stock.The New Company issues $50 million of common stock in an IPO.IBM sells $5 million of GM preferred stock from its marketable securities portfolio.The Magellan Fund buys $100 million of previously issued IBM bonds.Prudential Insurance Co. sells $10 million of GM common stock" (Cornett, Adair, & Nofsinger, 2016, p. 154).Distinguished-level: Provide five correct responses.Question 7: Hint/Suggestion- Federal Funds is financial Instrument classified as a Money Market security.Proficient-level: "Classify the following financial instruments as money market securities or capital market securities: Federal Funds.Common Stock.Corporate Bonds.Mortgages.Negotiable Certificates of Deposit.U.S. Treasury Bills.U.S. Treasury Notes.U.S. Treasury Bonds.State and Government Bonds" (Cornett, Adair, & Nofsinger, 2016, p. 154).Distinguished-level: Provide nine correct responses.Question 8: Hint/Suggestion Make sure you respond to each of the 7 different types of financial institutions reviewed in Table 6:3 of the M: Finance textProficient-level: "What are the different types of financial institutions? Include a description of the main services offered by each" (Cornett, Adair, & Nofsinger, 2016, p. 154).Distinguished-level: Provide a definition of the term, liquidity.Question 9: Proficient-level: "List and provide the definitions of the six factors that determine the nominal interest rate on a security" (Cornett, Adair, & Nofsinger, 2016, p. 154).Distinguished-level: Identify the two factors common to all financial securities.Question 10: Proficient-level: Define the concept, term structure of interest rates. List and describe the three theories explaining the shape of the term structure of interest rates.Distinguished-level: Identify the slope of the most common yield curve for a U.S. Treasury security.Question 11:Finance is both an art and a science that involves managing money and valuing things. Chapter 1 in the M: Finance textbook by Cornett, Adair, and Nofsinger provides an introduction to finance and financial management. Review Chapter 1, with particular emphasis on the "Finance in Business and in Life," and "The Financial Function" sections of this chapter.Define the term finance, in your own words.Describe areas in which you currently make financial decisions.Share an example or two of both good and bad financial decisions you have observed.Explain how the study of the principles of finance might improve both your professional and personal financial decisions.Note:  Only use the material in the book Finance by Cornett, Adair, & Nofsinger, 2016.