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L145 Health Insurance.edited

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Health & Medical

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Running head: HEALTH INSURANCE 1

Health Insurance

Institution Affiliation

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HEALTH INSURANCE 2

The article on “strategies for expanding health insurance coverage in vulnerable

populations”, is a review of two studies that were done in the USA on the effect of strategies

that were used to augment the number of people that enrolled into Health Insurance Programs

from groups of people who were considered vulnerable (Jia, et al., 2014). These vulnerable

people are outlines as children, people suffering from disabilities, immigrants, old people and

people from races and ethnicities that are considered as minorities. These people were seen to

be the ones in most need of health insurance coverage but the ones who least enrolled in

coverage programs (Jia, et al., 2014). The reason for this was found to be that most of the

people from these vulnerable groups found the application process tedious or enrolment to

these health insurance programs was very expensive.

The article also states that as much as most governments try to improve health

insurance coverage programs by making the categories of people who can join more inclusive

as well as making it the membership cheaper, there are still people who are not aware that

they can join or they find the application process very complicated (Jia, et al., 2014). The

article thus suggests that governments should seek to simplify application processes.

In one of the studies that were reviewed, Latin American families with children who

had not been insured were informed about health insurance coverage, assisted in the

application process and even helped in the appeal process where necessary (Jia, et al., 2014).

In the second study, health insurance coverage forms were availed to families of those

children who were going to the emergency sections of hospitals. The subsequent behavior of

these families was then contrasted to those of families who lacked information or support in

the enrolment to health insurance coverage programs (Jia, et al., 2014).

The results that were obtained showed that families that received additional

information and assistance were more willing not only to enroll their children but also to keep

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Running head: HEALTH INSURANCE 1 Health Insurance Institution Affiliation Date HEALTH INSURANCE The article on “strategies for expanding health insurance coverage in vulnerable populations”, is a review of two studies that were done in the USA on the effect of strategies that were used to augment the number of people that enrolled into Health Insurance Programs from groups of people who were considered vulnerable (Jia, et al., 2014). These vulnerable people are outlines as children, people suffering from disabilities, immigrants, old people and people from races and ethnicities that are considered as minorities. These people were seen to be the ones in most need of health insurance coverage but the ones who least enrolled in coverage programs (Jia, et al., 2014). The reason for this was found to be that most of the people from these vulnerable groups found the application process tedious or enrolment to these health insurance programs was very expensive. The article also states that as much as most governments try to improve health insurance coverage programs by making the categories of people who can join more inclusive as well as making it the membership cheaper, there ar ...
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Tags: healthcare healthinsurance Healthfinance