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Many people who want to invest over the long- term have no knowledge of how to fo about purchasing shares, bonds, property or commodities. They turn to a provider and buy ready-made investment products. Collective investment firms / fund management firms carry out investment on behalf of their clients (individuals ). Individual investor might contribute by paying in a lump sum or by making regular payments into the fund Providers use their extensive networks and their specialist investment managers to combine various sets into funds. Some funds are packages, while others are more flexible and allow investors to choose the types of asset that are included in them. The providers set retain limits on the amount of the investment, the time period to maturity and sometimes the age of the investor. They make it clear that investments are riskier than savings and that the value of a fund can fall or rise. 2.6.1 - banks, BS, friendly societies and insurance companies This pool of money is used to invest in many different investments, including a wide range of shares, bonds and other assets. This means that each investors risk is diversified across many different holdings Funds / hedge funds Collective investment funds = pooled investments Include unit trusts, investment trusts and OEICS and they offer various combinations of growth + income. Some funds allow the individual investor to choose the types of company they want to put their money into - eg company or sector. They might leave it up to the fund manager to make this choice Sharedealing Eg Bonds 2.6.2 - collective investments Risk is reduced. Term assurance runs for a fixed period and pays out a lump sum if the insured person dies during the term - not an investment policy 2.6 - INVESTMENT FUNDS The impact of any one investment failing in value is less severe. If one company does badly, other may do better. An endowment policy is a life insurance contract that pays a lump sum after a term or if the small investors cant benefit from diversification dia befolie datador ...
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What is academic art

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What is academic art

Neoclassicism and Romanticism, and the art that followed these two movements inthe attempt to synthesize both of their styles, and which is best reflected by the

NUR 2513 Rasmussen College Assessment of Pregnant Client Case of Mrs Jones Essay

Purpose of AssignmentUtilize the appropriate technology and/or references/resources, demonstrating accurate use, in order ...

NUR 2513 Rasmussen College Assessment of Pregnant Client Case of Mrs Jones Essay

Purpose of AssignmentUtilize the appropriate technology and/or references/resources, demonstrating accurate use, in order to access reliable data and information that support evidence-based practice in the care of diverse clients during pregnancy.Differentiate the various components of basic physiological needs as it relates to pregnancy and health practices, including but not limited to associated concepts of.Evaluate data and information gathered during client care, simulated scenarios, and/or case studies related to promoting nutritional health during pregnancy, nursing care strategies to address the common discomforts of pregnancy, essential components and standards of prenatal care, fetal growth and development stages in order to determine knowledge and wisdom gained through critical thought processes to optimize client outcomes and quality improvement.Demonstrate a basic understanding of communication practices necessary for client-centered care and interdisciplinary collaboration in terms of knowledge, skills, and attitudes.CompetencyApply appropriate nursing care interventions for clients during pregnancy, labor, and birth.ScenarioYou are a registered nurse (RN) working in a Women’s OB/GYN Clinic. Elizabeth Jones, 37 years old, presents to the prenatal clinic after missing her last 2 menstrual cycles. Her home pregnancy test was positive. An ultrasound at the clinic confirms pregnancy. Gestational age is calculated to be 10 weeks. An initial assessment of Ms. Jones’s medical and obstetrical history is as follows.Obstetric/Gynecologic (OB/GYN) history: Uncomplicated spontaneous vaginal delivery at 39.2 weeks (3 years ago); Cesarean section x 1 at 37.5 weeks for non-reassuring fetal heart tones (1.5 years ago); abnormal Papanicolau (PAP) smear x2, + human papilloma virus (HPV), colposcopy within normal limitsMedical history: Chronic hypertension (HTN) x 5 years;Allergies: PenicillinSocial history:(+) tobacco, “occasional” per client (pt), <5 per/day currently, has smoked “off and on” for 15 years(+) cocaine use, states she has not used any cocaine/drugs for > 1 year; (-) alcohol useAbusive partner with first pregnancy, states she has a new partner x 4 yearsDepression, currently not taking meds for treatment (tx)Medications: Prenatal vitamins; Labetalol 200mg BID;Family history: Insulin-dependent diabetes mellitus (mother); HTN and heart disease (father); breast cancer (maternal grandmother, deceased)InstructionsWrite a two to three-page analysis of this scenario that answers the following questions:What should the nurse consider related to caring for a client with a history of domestic abuse, drug use, sexually transmitted diseases and depression?Document the considerations of yourself as the professional nurse in regards to self-awareness; be aware of attitudes, values and beliefs that you hold related to clients from different social backgrounds so that care is not affected negatively.What conditions are in Mrs. Jones history that would cause concern during pregnancy, labor, and birth?What concerns should be discussed with Ms. Jones before she leaves her appointment?Each answer to your question should include the following:A correct answer with thorough development of the topicGives clinical examplesInclude evidence from scholarly sourcesAppropriate use of medical terminologyFormatStandard American English (correct grammar, punctuation, etc.)Logical, original and insightfulProfessional organization, style, and mechanics in APA formatSubmit document through Grammarly to correct errors before submission

ORG 8801 Ashford University Value Creation and Value Innovation Discussion

Illustrate the three following terms by providing at least 2 specific examples for each concept (6 examples total). You ma ...

ORG 8801 Ashford University Value Creation and Value Innovation Discussion

Illustrate the three following terms by providing at least 2 specific examples for each concept (6 examples total). You may pull from your life experiences, from something you've read, or from something you saw at a business. --Value creation, value co-creation, and value innovation

9 pages

7512148 jo edited edited

7512148 jo edited edited

14 pages

Seed Dispersal Lecture Notes | Plant Physiology Study Guide

If a mother plant and a baby plant are in the sameSome plants, such as the dandelion, have seeds that

Seed Dispersal Lecture Notes | Plant Physiology Study Guide

If a mother plant and a baby plant are in the sameSome plants, such as the dandelion, have seeds that

Wilberforce Analysis Essay

William Wilberforce – Amazing Grace Film – Essay Guidelines After viewing the film Amazing Grace about the life of ...

Wilberforce Analysis Essay

William Wilberforce – Amazing Grace Film – Essay Guidelines After viewing the film Amazing Grace about the life of William Wilberforce, write a three to four page reflective essay considering the following themes and questions: Theme: The First to Care Q1. Among the first people to be heavily involved in the abolition movement – in Great Britain and the US – were members of religious groups like the Quakers. Why do you think this was so? Q2. Why would this have been important to a young politician like Wilberforce and the to the world of politics itself? Theme: What about you? Could you do it? Q3. What skills would be important for a statesman like Wilberforce to possess in order to get a bill to become a law? How would someone learn these skills? Q4. What character traits or virtues would be important? Why? Q5. Do you think these traits are still important to people seeking to bring about social justice today? Why or why not?

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14 pages

What is academic art

Neoclassicism and Romanticism, and the art that followed these two movements inthe attempt to synthesize both of their sty ...

What is academic art

Neoclassicism and Romanticism, and the art that followed these two movements inthe attempt to synthesize both of their styles, and which is best reflected by the

NUR 2513 Rasmussen College Assessment of Pregnant Client Case of Mrs Jones Essay

Purpose of AssignmentUtilize the appropriate technology and/or references/resources, demonstrating accurate use, in order ...

NUR 2513 Rasmussen College Assessment of Pregnant Client Case of Mrs Jones Essay

Purpose of AssignmentUtilize the appropriate technology and/or references/resources, demonstrating accurate use, in order to access reliable data and information that support evidence-based practice in the care of diverse clients during pregnancy.Differentiate the various components of basic physiological needs as it relates to pregnancy and health practices, including but not limited to associated concepts of.Evaluate data and information gathered during client care, simulated scenarios, and/or case studies related to promoting nutritional health during pregnancy, nursing care strategies to address the common discomforts of pregnancy, essential components and standards of prenatal care, fetal growth and development stages in order to determine knowledge and wisdom gained through critical thought processes to optimize client outcomes and quality improvement.Demonstrate a basic understanding of communication practices necessary for client-centered care and interdisciplinary collaboration in terms of knowledge, skills, and attitudes.CompetencyApply appropriate nursing care interventions for clients during pregnancy, labor, and birth.ScenarioYou are a registered nurse (RN) working in a Women’s OB/GYN Clinic. Elizabeth Jones, 37 years old, presents to the prenatal clinic after missing her last 2 menstrual cycles. Her home pregnancy test was positive. An ultrasound at the clinic confirms pregnancy. Gestational age is calculated to be 10 weeks. An initial assessment of Ms. Jones’s medical and obstetrical history is as follows.Obstetric/Gynecologic (OB/GYN) history: Uncomplicated spontaneous vaginal delivery at 39.2 weeks (3 years ago); Cesarean section x 1 at 37.5 weeks for non-reassuring fetal heart tones (1.5 years ago); abnormal Papanicolau (PAP) smear x2, + human papilloma virus (HPV), colposcopy within normal limitsMedical history: Chronic hypertension (HTN) x 5 years;Allergies: PenicillinSocial history:(+) tobacco, “occasional” per client (pt), <5 per/day currently, has smoked “off and on” for 15 years(+) cocaine use, states she has not used any cocaine/drugs for > 1 year; (-) alcohol useAbusive partner with first pregnancy, states she has a new partner x 4 yearsDepression, currently not taking meds for treatment (tx)Medications: Prenatal vitamins; Labetalol 200mg BID;Family history: Insulin-dependent diabetes mellitus (mother); HTN and heart disease (father); breast cancer (maternal grandmother, deceased)InstructionsWrite a two to three-page analysis of this scenario that answers the following questions:What should the nurse consider related to caring for a client with a history of domestic abuse, drug use, sexually transmitted diseases and depression?Document the considerations of yourself as the professional nurse in regards to self-awareness; be aware of attitudes, values and beliefs that you hold related to clients from different social backgrounds so that care is not affected negatively.What conditions are in Mrs. Jones history that would cause concern during pregnancy, labor, and birth?What concerns should be discussed with Ms. Jones before she leaves her appointment?Each answer to your question should include the following:A correct answer with thorough development of the topicGives clinical examplesInclude evidence from scholarly sourcesAppropriate use of medical terminologyFormatStandard American English (correct grammar, punctuation, etc.)Logical, original and insightfulProfessional organization, style, and mechanics in APA formatSubmit document through Grammarly to correct errors before submission

ORG 8801 Ashford University Value Creation and Value Innovation Discussion

Illustrate the three following terms by providing at least 2 specific examples for each concept (6 examples total). You ma ...

ORG 8801 Ashford University Value Creation and Value Innovation Discussion

Illustrate the three following terms by providing at least 2 specific examples for each concept (6 examples total). You may pull from your life experiences, from something you've read, or from something you saw at a business. --Value creation, value co-creation, and value innovation

9 pages

7512148 jo edited edited

7512148 jo edited edited

14 pages

Seed Dispersal Lecture Notes | Plant Physiology Study Guide

If a mother plant and a baby plant are in the sameSome plants, such as the dandelion, have seeds that

Seed Dispersal Lecture Notes | Plant Physiology Study Guide

If a mother plant and a baby plant are in the sameSome plants, such as the dandelion, have seeds that

Wilberforce Analysis Essay

William Wilberforce – Amazing Grace Film – Essay Guidelines After viewing the film Amazing Grace about the life of ...

Wilberforce Analysis Essay

William Wilberforce – Amazing Grace Film – Essay Guidelines After viewing the film Amazing Grace about the life of William Wilberforce, write a three to four page reflective essay considering the following themes and questions: Theme: The First to Care Q1. Among the first people to be heavily involved in the abolition movement – in Great Britain and the US – were members of religious groups like the Quakers. Why do you think this was so? Q2. Why would this have been important to a young politician like Wilberforce and the to the world of politics itself? Theme: What about you? Could you do it? Q3. What skills would be important for a statesman like Wilberforce to possess in order to get a bill to become a law? How would someone learn these skills? Q4. What character traits or virtues would be important? Why? Q5. Do you think these traits are still important to people seeking to bring about social justice today? Why or why not?