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The breach had the potential to completely change the operations of the credit reporting industry. The director of the CFPB said that the three main reporting agencies would face a “new regime” of regulation, with embedded regulators at each company to prevent further breaches of PII. Said the director, “There has to be a scheme of preventive monitoring in place. They're going to have to accept а that, they're going to welcome that, they're going to have to be very forthcoming."90 On October 18, Change to Win (C+W) Investment Group, an investment advisor and shareholder activism groun affiliated with C+W a federation of US unions representing 55 million members sent ...
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