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Data Breach at Equifax It was October 4, 2017, and Richard Smith, the former CEO of Equifax, had just finished testifying before the U.S. Senate Committee on Banking, Housing, and Urban Affairs. He had been called before the Committee to address the data breach Equifax had experienced between May and July earlier that year, which exposed personal information about over 145 million Americans. Smith had resigned just over a week earlier, the latest casualty of the massive crisis at the credit reporting agency, which had claimed the jobs of two other executives and spawned insider trading allegations, investigations, and dozens of lawsuits.a Observers were critical of Equifax's cybersecurity preparedness, as reports surfaced that the company had been notified about the software vulnerability exploited by its attacker early March but had failed to fix it on time. They were also critical of the company's response to the breach, especially the delay between when Equifax discovered the breach (July 29) and when it disclosed it to ...
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