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Uninsured In The Usa

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Uninsured in the USA
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Uninsured in the USA 2
Health insurance has been a critical matter in the health care field especially in recent
times. For this reason, most individuals try to insure themselves and their families. Majority of
the insured population obtain insurance via their employers in the employer-sponsored coverage.
Typically, health insurance is expensive; therefore, a vast number of unemployed individuals fail
to afford it. Between the year 2000 and 2008, the trend was no different. Towards the end of
2001, the economy was shaky and unemployment kicked in. Despite the increase of poverty
rates, health insurance premiums increased. Each year, health insurance sponsored by employers
declined increasing the number of uninsured nonelderly individuals. Further, after the recession
in 2007, numerous individuals were left unemployed. Hence, there was a further decline in the
number of employer-sponsored coverage. By the year 2008, 44.2% of citizens were uninsured
36.4% being nonelderly adults.
In 2010, the Affordable Care Act was signed into law. Its main goal was to provide health
insurance to millions of individuals who for so long would not afford to access health insurance.
By the time it was signed, there were approximately 47 million nonelderly individuals were
uninsured. A vast number of uninsured individuals are from working families. About 60% of
the uninsured have a fulltime worker in the family and 16% belong to families of part time
workers. Further, majority of the uninsured are low-income individuals ("The Uninsured And
The Difference Health Insurance Makes", 2012). Also, young adults make up a huge percentage
of the uninsured while children are the least.
Over the years, the number of the uninsured individuals have been in constant
fluctuation. This constant rise and fall can be mainly attributed to the unstable nature of the
economy. A dip in the economy causes losses of jobs, higher unemployment levels and increased

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Running Head: Uninsured in the USA 1 Uninsured in the USA (Name) (Course) (Instructor) (Date) Uninsured in the USA 2 Health insurance has been a critical matter in the health care field especially in recent times. For this reason, most individuals try to insure themselves and their families. Majority of the insured population obtain insurance via their employers in the employer-sponsored coverage. Typically, health insurance is expensive; therefore, a vast number of unemployed individuals fail to afford it. Between the year 2000 and 2008, the trend was no different. Towards the end of 2001, the economy was shaky and unemployment kicked in. Despite the increase of poverty rates, health insurance premiums increased. Each year, health insurance sponsored by employers declined increasing the number of uninsured nonelderly individuals. Further, after the recession in 2007, numerous individuals were left unemployed. Hence, there was a further decline in the number of employer-sponsored coverage. By the year 2008, 44.2% of citizens were uninsured – 36.4% being nonelderly adults. In 2010, the Affordable Care Act was signed into law. Its main goal was to provide health insurance to ...
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