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Eng 122 Week 2 Assign

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English

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Ashford University

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Eng 122

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Running head: ENG 122 WEEK 2 ASSIGN 1

Eng 122 Week 2 Assign

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Institutional Affiliation:

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ENG 122 WEEK 2 ASSIGN 2

Eng 122 Week 2 Assign

Students in tertiary institutions such as technical colleges and universities go through

difficult times due to their lack of financial freedom. Most of the students, having no jobs or a

steady source of income, over rely on parental support or student loans, which in most cases is

never enough to sustain their needs and lifestyle. Lack of financial freedom not only limits the

student’s access to their essential needs but also plays a significant role in impacting their future

life decisions. Students who lack adequate financial support from their parents or sponsors go

through stress from their inability to sustain their daily needs, delayed life decisions, and

restricted career choices (Jackson & Reynolds, 2013).

Students who lack adequate finances in tertiary institutions are usually compelled into

taking student loans. Research findings have indicated that student loan debts have negative

impacts on the student’s future life choices both after they graduate or fail to graduate. Firstly,

student loan debts serve to discourage the student from taking part in entrepreneurship. With a

huge pending loan, the student is often discouraged from venturing into proprietorship, with a

low credit rating the individual also has limited access to other sources of capital such as bank

loans and cooperatives (Jackson & Reynolds, 2013).

Student loans also restrict an individual’s career choices and career satisfaction.

According to research findings, students that are saddled with the debt burden, especially from

student loans, are more likely to accept even low paying jobs compared to students without a

student loan. This is particularly because the students are pressured into repaying the pending

loan debts that they desperately jump on any opportunity to be absorbed in the industry even if it

means getting paid in peanuts (Jackson & Reynolds, 2013). Having chosen a job for the sole

reason of repaying the student loans, the individual is also characterized by low job satisfaction.

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Running head: ENG 122 WEEK 2 ASSIGN 1 Eng 122 Week 2 Assign Name: Institutional Affiliation: Date ENG 122 WEEK 2 ASSIGN 2 Eng 122 Week 2 Assign Students in tertiary institutions such as technical colleges and universities go through difficult times due to their lack of financial freedom. Most of the students, having no jobs or a steady source of income, over rely on parental support or student loans, which in most cases is never enough to sustain their needs and lifestyle. Lack of financial freedom not only limits the student’s access to their essential needs but also plays a significant role in impacting their future life decisions. Students who lack adequate financial support from their parents or sponsors go through stress from their inability to sustain their daily needs, delayed life decisions, and restricted career choices (Jackson & Reynolds, 2013). Students who lack adequate finances in tertiary institutions are usually compelled into taking student loans. Research findings have indicated that student loan debts have negative impacts on the student’s future life choices both after they graduate or fail to graduate. Firstly, student loan debts serve to discourage t ...
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