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Career plan
Junho Lee
10/08/2015
Career plan
I have always had an interest in the banking sector, which led me to decide to take on
international business as a major. I hope to be a loans officer in one of America's leading banks
or an insurance agent in a reputable organization. However, my first preference is to be a loans
officer. As a loans officer, my work will encompass the issuing of loans and the investigation
whether firms are fit to receive loans. Apart from the responsibilities mentioned above, as a loans
officer, a crucial part of my job will be that of ensuring that those companies seeking loans have
insurance cover.
To prepare adequately for my future career, I have worked on qualities that will bolster my
chances of success as a loans officer. These qualities include; - discipline, drive,
competitiveness, and reliability. Control is highly valued virtue. Thus, an agent should
demonstrate utmost discipline (Weert, Frans, 2011). In addition to these requirements, I hope to
bank and improve on my strengths that include hard work and my adventurous nature. As a loans
officer, my job will involve seeking of potential clients and scrutinizing their financial
statements. This work will require my adventurous nature coupled with my hard work to lead me
into untouched territories and capitalize on them.
My family has been my pillar of strength, guiding me through school and in my career path.
Despite this, I still encounter challenges in my pursuit of this goal. Being of Korean origin, I am
not very fluent in English. As I carry out my job in America, I will be expected to communicate
with my clients in English, and this poses a challenge. I also am naturally a taciturn kind of
person, but communication is key in banking. It is my hope that as once I join Coles Business
School; I will continue to work on my English. The class interaction sessions between professors
and my fellow students will have a positive impact on my quite nature and poor English.
Career plan
However, after the establishment of my basic personality requirements, the next challenge is to
develop educationally. I believe that knowledge of banking will give me an insight into the world
of banking. As a credit officer, I need to understand how banks operate as a base on which to
build on as a loans officer. Knowledge of banking will enlighten me on the kind of loans I should
give as a loans officer. To help me attain this knowledge, I hope to study banking as a course at
school. Insurance goes hand in hand with the giving of loans. I need to have sufficient
knowledge on insurance covers and how they are acquired to be able to ascertain whether my
clients meet the criteria for awarding of loans. Taking up an insurance course will be of benefit
to my career path.
Flexibility is a trait I consider crucial as a loans officer. From my research, every client is unique,
with some making individual demands. As such, I will need to be flexible enough to be as
customer-specific as possible. On researching, there are different towns that certain careers
would thrive. For loan officers, New York, and Chicago have the highest projected growth for
loan officers with earnings of $56,490 as per BLS. These agents get employed by banks,
commercial lenders, business entities, mortgage firms, and insurance companies. I also anticipate
that in the next ten years, I will be working as an insurance agent who earns an average annual
wage of $46,770 with the best states for an operation being Los Angeles and Boston.
Apart from working for a required grade point average of 2.8, I plan on undertaking additional
courses after school and attending workshops to boost my career. I plan on signing up for
accounting classes and sitting for exams that will make me a certified public accountant. Since I
want to expand my professional network, I also plan on seeking membership in the American
Bankers Association and attending some of the several workshops it organizes (Sethi et.al,
2011).
Career plan
Coles College of Business would be a very suitable environment where I can gain the knowledge
necessary to provide me a foundation. The courses offered are very suitable to my line of career.
Global accounting offered at the college is insightful. It gives me a deeper understanding of the
banking industry around the globe. I might later gain interest in working for a multinational or
banks outside America and knowledge of global accounting will give me a foundation. With
interest in insurance, insurance markets and structures offered at the college takes me through the
world of insurance. The rigorous teaching with patient professors enables me to thrive
academically while a good curriculum will ensure my mastery of the skills I require for my
future job. Coles College of business is a place I was also hoping to guide me into creating
conversations with my fellow colleagues, a skill that is crucial for my job.
REFERENCES
Sethi, Jyotsna, and Nishwan Bhatia. Elements of Banking and Insurance / \c Jyotsna Sethi,
Nishwan Bhatia. , 2011. Print.
Weert, Frans . Bank and Insurance Capital Management. Hoboken, N.J: Wiley, 2011. Print.
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CAREER_REPORT .DOCX (23.13K)
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Junho,
Please work closely with the Coles Writing Coach to improve the clarity
of your writing. Also be sure to follow the assignment guidelines
carefully.
Isn't the correct
term "loan"
officer?
coverage
a
-
What information are you citing here?
The previous paragraph had
a lot of information about job
responsibilities. This section
seems like it would fit better
there.
quiet
These two
ideas seem
like they
should be
different
paragraphs.
where
are
ing
What is your
source for this
information?
hope will
Career report.docx
GRADEMARK REPORT
FINAL GRADE
GENERAL COMMENTS
/0
Instructor
PAGE 1
QM
Assignment Guidelines
Your essay does not f ollow all of the assignment guidelines. Review the assignment caref ully.
For example, if the assignment guidelines ask you to write between 750-850 words, make sure
that you stay within that word count. Writing too f ew words might mean an essay that is not well
developed enough, and writing more than 850 words might mean that you have gone into too
much detail or veered of f topic. Guidelines are given f or a reason, and violating them can send
the message that you don't care enough to f ollow them.
For more practice with this concept, complete the "Reading Critically" exercise in Learning Curve.
Additional Comment MLA f ormat
Text Comment.
Junho,
Please work closely with the Coles Writing Coach to improve the clarity of your writing. Also be
sure to f ollow the assignment guidelines caref ully.
PAGE 2
Text Comment.
Isn't the correct term "loan" of f icer?
Strikethrough.
Strikethrough.
Text Comment.
QM
coverage
Word Choice
Be sure the word you use means what you think it does. T his word may not be appropriate in
context or may have multiple meanings. Proof read to make sure you are using the correct word
or consider using a dif f erent word.
One strategy f or proof reading is to read the paper aloud so that you can see and hear the
words at the same time. You can also try reading the paper backwards, sentence by sentence,
starting with the last sentence.
For more practice with this concept, complete the "Building Vocabulary" exercise in Learning
Curve.
Strikethrough.
QM
Text Comment.
a
Text Comment.
-
Text Comment.
What inf ormation are you citing here?
Unclear Wording
Be certain that your readers can understand your meaning. Is the subject of your phrase clear?
Is the pronoun clearly ref erring to a certain noun, or is that ref erence ambiguous?
If you are not sure how to make your writing clearer, try explaining it out loud to someone and
recording yourself . Your new explanation is probably a good start.
For more practice with this concept, complete the "Coordination and Subordination" exercise in
Learning Curve.
Text Comment.
T he previous paragraph had a lot of inf ormation about job
responsibilities. T his section seems like it would f it better there.
Strikethrough.
Strikethrough.
QM
Comma (Missing)
T his sentence is missing a comma. Leaving out commas can interf ere with the meaning of a
sentence.
For more practice with this concept, complete the "Commas"exercise in Learning Curve.
Strikethrough.
Strikethrough.
Text Comment.
quiet
PAGE 3
QM
Unclear Wording
Be certain that your readers can understand your meaning. Is the subject of your phrase clear?
Is the pronoun clearly ref erring to a certain noun, or is that ref erence ambiguous?
If you are not sure how to make your writing clearer, try explaining it out loud to someone and
recording yourself . Your new explanation is probably a good start.
For more practice with this concept, complete the "Coordination and Subordination" exercise in
Learning Curve.
Strikethrough.
QM
Unclear Wording
Be certain that your readers can understand your meaning. Is the subject of your phrase clear?
Is the pronoun clearly ref erring to a certain noun, or is that ref erence ambiguous?
If you are not sure how to make your writing clearer, try explaining it out loud to someone and
recording yourself . Your new explanation is probably a good start.
For more practice with this concept, complete the "Coordination and Subordination" exercise in
Learning Curve.
Text Comment.
T hese two ideas seem like they should be dif f erent paragraphs.
Strikethrough.
Strikethrough.
Strikethrough.
QM
Word Choice
Be sure the word you use means what you think it does. T his word may not be appropriate in
context or may have multiple meanings. Proof read to make sure you are using the correct word
or consider using a dif f erent word.
One strategy f or proof reading is to read the paper aloud so that you can see and hear the
words at the same time. You can also try reading the paper backwards, sentence by sentence,
starting with the last sentence.
For more practice with this concept, complete the "Building Vocabulary" exercise in Learning
Curve.
Strikethrough.
Strikethrough.
Strikethrough.
QM
Word Choice
Be sure the word you use means what you think it does. T his word may not be appropriate in
context or may have multiple meanings. Proof read to make sure you are using the correct word
or consider using a dif f erent word.
One strategy f or proof reading is to read the paper aloud so that you can see and hear the
words at the same time. You can also try reading the paper backwards, sentence by sentence,
starting with the last sentence.
For more practice with this concept, complete the "Building Vocabulary" exercise in Learning
Curve.
Text Comment.
where
Strikethrough.
QM
Comma (Unnecessary)
Review comma rules to make sure you have a reason f or including one. For more practice with
this concept, complete the "Commas" exercise in Learning Curve.
QM
Text Comment.
ing
Text Comment.
are
Citing Sources
When using any inf ormation f rom an outside source, you must provide documentation about
where you f ound it. Doing so adds to your credibility as a writer. For this assignment, you are
using MLA style. In-text citations in MLA style include the author's or authors' last name(s) and
the page number, if there is one. If your source has no author, use the f irst f ew words of the
title in quotations; however, consider whether you could f ind the same inf ormation in a more
reliable source. You must provide citation inf ormation f or any outside research you include in
your writing.
For more practice with this concept, complete the "Working with Sources (MLA)" exercise in
Learning Curve.
Strikethrough.
Text Comment.
What is your source f or this inf ormation?
PAGE 4
Strikethrough.
QM
Word Choice
Be sure the word you use means what you think it does. T his word may not be appropriate in
context or may have multiple meanings. Proof read to make sure you are using the correct word
or consider using a dif f erent word.
One strategy f or proof reading is to read the paper aloud so that you can see and hear the
words at the same time. You can also try reading the paper backwards, sentence by sentence,
starting with the last sentence.
For more practice with this concept, complete the "Building Vocabulary" exercise in Learning
Curve.
Strikethrough.
Strikethrough.
QM
Unclear Wording
Be certain that your readers can understand your meaning. Is the subject of your phrase clear?
Is the pronoun clearly ref erring to a certain noun, or is that ref erence ambiguous?
If you are not sure how to make your writing clearer, try explaining it out loud to someone and
recording yourself . Your new explanation is probably a good start.
For more practice with this concept, complete the "Coordination and Subordination" exercise in
Learning Curve.
Text Comment.
Strikethrough.
hope will