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When we think about the consequences of victimization, we typically focus on violent crime and do not automatically consider the consequences of white-collar crime. In your post, explore various white-collar crimes and their costs to the victims and to society in general. A few examples of white-collar crimes would be software piracy, disaster fraud, and identity theft. Remember to cite your references!
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what is the current bond price?
Aloha inc, has 7 percent coupon bonds on the market that have 12 years left to maturity. If the YTM on these bonds is 9.1 ...
what is the current bond price?
Aloha inc, has 7 percent coupon bonds on the market that have 12 years left to maturity. If the YTM on these bonds is 9.1 percent, what is the current bond price?
Managing Multiple Worksheets and Workbooks
i just attached my word documents where you can find the instructions and excel documents. you would have to work on excel ...
Managing Multiple Worksheets and Workbooks
i just attached my word documents where you can find the instructions and excel documents. you would have to work on excel documents the one i attached accordint to the instruction
MGT 402 Saudi Electronic University Business & Entrepreneurship Report
All answered must be typed using Times New Roman (size 12, double-spaced) font. No pictures containing text will be accept ...
MGT 402 Saudi Electronic University Business & Entrepreneurship Report
All answered must be typed using Times New Roman (size 12, double-spaced) font. No pictures containing text will be accepted and will be considered plagiarism).Project yourself as an entrepreneur of a small-scale business in Saudi Arabia.1. Ownersa. Your Business Name, Address, E‐Mail 2. General Business Description (300 – 500 words)A. What business will you be in? What will you do?Mission StatementCompany goals and objectivesB. Business Philosophya. What is important to you in your business? To whom will you market your product? Describe your Industry: Is it a growth industry? What long term or Short-term changes do you foresee in the industry? How will your company take advantage of it? Describe your most important company strengths and core competencies: What factors will make the company succeed? What do you think your major competitive strengths will be? What background experience, skills, and strengths do you personally bring to this new venture? Legal form of ownership: Sole proprietor, Partnership, Corporation, Limited liability corporation (LLC)? Why have you selected this form?3. Products and Services (300 – 500 words)a. Describe in depth your products or services. (Technical specifications)b. What factors will give you competitive advantages or disadvantages? Examples include level of quality or unique or proprietary features. 4. Marketing Plan (300 – 500 words)a. Market Research- Why?b. Market Research- How? Primary or Secondary Data?c. In your marketing plan, be as specific as possible; give statistics, numbers, and sources. The marketing plan will be the basis, later on, of the all‐important sales projection. Facts about your industry What is the total size of your market? Current demand in target market. Trends in target market—growth trends, trends in consumer preferences, and trends in product development. Growth potential and opportunity for a business of your size. What barriers to entry do you face in entering this market with your new company? How will you overcome the barriers? How could the change in technology, change in government regulations, change in the economy, change in your industry, affect your organization.Product Describe the most important features. What is special about it? Describe the benefits. That is, what will the product do for the customer?Customer Identify your targeted customers, their demographicsCompetition What products and companies will compete with you? How will your products or services compare with the competition? Strategy • Outline a marketing Strategy.Promotion How will you promote your Product? What will be your promotional budget?Method of setting pricesCompare your prices with those of the competitors. Are they higher, lower, the same? Why?How important is price as a competitive factor? Do your intended customers really make their purchase decisions mostly on price? What will be your customer service and credit policies?Distribution ChannelsHow do you sell your products or services? Legal Environment Licensing and bonding requirements Health, workplace, or environmental regulations Special regulations covering your industry or profession Insurance coverage Trademarks, copyrights, or patents (pending, existing, or purchasedPersonnelNumber of employees Type of labor (skilled, unskilled, and professional) Where and how will you find the right employees? Quality of existing staff Pay structure Training methods and requirements Who does which tasks? For certain functions, will you use contract workers in addition to employees?Inventory What kind of inventory will you keep: raw materials, supplies, finished goods? Average value in stock (i.e., what is your inventory investment)? Rate of turnover and how this compares to the industry averages? Seasonal buildups? Lead‐time for ordering?Suppliers:Identify key suppliers. Credit and delivery policies5. Financial Plan (300 – 500 words) The financial plan consists of a 12‐month profit and loss projection, a cash‐flow projection, a projected balance sheet, and a break‐even calculation. Together they constitute a reasonable estimate of your company's financial future.6. Conclusion (300 – 400 words)
SU Analyzing the Legal Constraints on Pay Systems & Improving Them Discussion
Analyze the legal constraints on pay systems and recommend that the government either repeals one law or adds one new law� ...
SU Analyzing the Legal Constraints on Pay Systems & Improving Them Discussion
Analyze the legal constraints on pay systems and recommend that the government either repeals one law or adds one new law—of your design—that improves current pay systems or addresses gaps.
Explain your rationale for legislative changes.
Be creative, but make sure your recommendations are applicable.
The Wages and the Fair Labor Standards Act website is a great source of information on such topics as minimum wage, child-labor, nonexempt and exempt employees, overtime, independent contractors, garnishment laws, equal pay, and others.
FIN 4019 Rasmussen College MOD3 Construct Models to Price the Options HW
For this assignment, complete your work in this spreadsheet Part 1Suppose you have the following assumptions for an option ...
FIN 4019 Rasmussen College MOD3 Construct Models to Price the Options HW
For this assignment, complete your work in this spreadsheet Part 1Suppose you have the following assumptions for an option.Stock Price (S)$45.00Exercise Price (X)$50.00Time Until Maturity0.5 yearsRisk-free interest rate3.0%Volatility35%Complete the following tasks in the Part 1 worksheet.Calculate d1 and d2.Calculate N(d1) and N(d2).Calculate -d1 and -d2.Calculate N(-d1) and N(-d2).Price the options using the Black-Scholes formula.Part 2In Part 2, you will create a one period forecast for a firm’s income statement and balance sheet in the Part 2 worksheet.Your assumptions are:Sales will grow by 10% in 2019.The dividend payout ratio will be 40%.The tax rate for next year will be 34%.The interest rate on notes payable will be 4%.The interest rate on long term debt will be 6%.The interest rate on cash balances will be 1%.The growth rate in Net PPE will be 15%.The following accounts grow with sales:Cost of GoodsSelling and AdministrativeCashAccounts ReceivableInventoryAccounts PayableNotes PayableDepreciation is a percentage of Net PPE.Complete these steps:Forecast sales for the year 2019 using the growth rate given.Find the % of sales for all accounts that grow with sales. Forecast the account values for 2019 using the % of sales (refer to the assumptions above).Enter formulas for any account that won’t be forecasted but directly calculated. This includes:Gross Profit (or Gross Margin)Operating Profit (Earnings Before Interest and Taxes)Earnings Before TaxesTaxesNet IncomeTotal Current Assets (add Cash, Accounts Receivable, and Inventory)Total AssetsTotal Current Liabilities (Accounts Payable plus Notes Payable)Total Shareholder Equity (par value of common stock plus retained earnings)Forecast Net PPE for 2019.Forecast depreciation as a percentage of Net PPE in 2019 (the model will calculate this).Interest income and interest expense will automatically calculate.Calculate dividends paid in using the dividend payout rate.On the balance sheet, find accumulated depreciation. It is accumulated depreciation in 2018 plus the new depreciation in 2019 (see income statement for depreciation for 2019).Back out gross PPE by adding net PPE and accumulated depreciation. This should complete the asset side of the balance sheet.Set total liabilities and shareholder equity (cell D55) to the value of total assets (D40) for now. You will back out long term debt.Find the 2019 retained earnings value by adding last year’s Retained Earnings to this year’s Addition to Retained Earnings.Find total liabilities.Find long term debt by subtracting total current liabilities from total liabilities.
OU Marketing Research in Extreme Exposure Rock Climbing Center Questions
Marketing ResearchFor the past five years, Extreme Exposure Rock Climbing Center has enjoyed a monopoly. Located in Sacram ...
OU Marketing Research in Extreme Exposure Rock Climbing Center Questions
Marketing ResearchFor the past five years, Extreme Exposure Rock Climbing Center has enjoyed a monopoly. Located in Sacramento, California, Extreme Exposure is the dream of Kyle Anderson, a former extreme sports participant who had to “retire” due to repeated injuries resulting from this activity. Kyle has worked hard to make Extreme Exposure the best rock-climbing facility in the northwestern United States. Kyle’s rock-climbing center has over 6,500 square feet of simulated rock walls to climb with about 100 different routes up to a maximum of 50 vertical feet. Extreme Exposure’s design permits the four major climbing types: top-roping, where the climber climbs up with a rope anchored at the top; lead-climbing, where the climber tows the rope that he or she fixes to clips in the wall while ascending; bouldering, where the climber has no rope but stays near the ground; and rappelling, where the person descends quickly by sliding down a rope. Climbers can buy daily or monthly passes or annual memberships. Rental cost for shoes and harnesses is inexpensive, and helmets are available free of charge as all climbers must wear protective helmets. In addition to individual and group climbing classes, Extreme Exposure has several group programs, including birthday parties, a kids’ summer camp, and corporate team-building classes. Kyle notices a newspaper article about another rock-climbing center called The Krag, which will be built in Sacramento in the next six months. He notes the following items about The Krag that are different from Extreme Exposure: (1) The Krag will have climbs up to a maximum of 60 vertical feet(2) it will have a climber certification program(3) there will be day trips to outdoor rock-climbing areas(4) there will be group overnight and extended-stay rock-climbing trips to the Canadian Rockies(5) The Krag’s annual membership fee will be about 20% lower than Extreme Exposure’s feeKyle chats with Dianne, one of his Extreme Exposure members who is in marketing, during a break in one of her climbing visits. Dianne summarizes what she believes Kyle needs to find out about his current members.For each of Dianne’s questions below, write out a sample descriptive questionnaire question that would get the data.For each question, identify the type of measure (nominal, ordinal, interval or ratio). If it is an interval, identify the type of interval scale (Likert, Semantic Difference, Stapel).1. What is the age of Extreme Exposure’s members?2. How satisfied are members with Extreme Exposure’s climbing facilities?3. How interested are its members in day trips to outdoor rock-climbing areas?4. Do members think the fee charged by Extreme Exposure is too high or too low?5. What do members value most: higher climbs, lower prices, trips to outdoor rock climbing areas, or climbing certificate programs?
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what is the current bond price?
Aloha inc, has 7 percent coupon bonds on the market that have 12 years left to maturity. If the YTM on these bonds is 9.1 ...
what is the current bond price?
Aloha inc, has 7 percent coupon bonds on the market that have 12 years left to maturity. If the YTM on these bonds is 9.1 percent, what is the current bond price?
Managing Multiple Worksheets and Workbooks
i just attached my word documents where you can find the instructions and excel documents. you would have to work on excel ...
Managing Multiple Worksheets and Workbooks
i just attached my word documents where you can find the instructions and excel documents. you would have to work on excel documents the one i attached accordint to the instruction
MGT 402 Saudi Electronic University Business & Entrepreneurship Report
All answered must be typed using Times New Roman (size 12, double-spaced) font. No pictures containing text will be accept ...
MGT 402 Saudi Electronic University Business & Entrepreneurship Report
All answered must be typed using Times New Roman (size 12, double-spaced) font. No pictures containing text will be accepted and will be considered plagiarism).Project yourself as an entrepreneur of a small-scale business in Saudi Arabia.1. Ownersa. Your Business Name, Address, E‐Mail 2. General Business Description (300 – 500 words)A. What business will you be in? What will you do?Mission StatementCompany goals and objectivesB. Business Philosophya. What is important to you in your business? To whom will you market your product? Describe your Industry: Is it a growth industry? What long term or Short-term changes do you foresee in the industry? How will your company take advantage of it? Describe your most important company strengths and core competencies: What factors will make the company succeed? What do you think your major competitive strengths will be? What background experience, skills, and strengths do you personally bring to this new venture? Legal form of ownership: Sole proprietor, Partnership, Corporation, Limited liability corporation (LLC)? Why have you selected this form?3. Products and Services (300 – 500 words)a. Describe in depth your products or services. (Technical specifications)b. What factors will give you competitive advantages or disadvantages? Examples include level of quality or unique or proprietary features. 4. Marketing Plan (300 – 500 words)a. Market Research- Why?b. Market Research- How? Primary or Secondary Data?c. In your marketing plan, be as specific as possible; give statistics, numbers, and sources. The marketing plan will be the basis, later on, of the all‐important sales projection. Facts about your industry What is the total size of your market? Current demand in target market. Trends in target market—growth trends, trends in consumer preferences, and trends in product development. Growth potential and opportunity for a business of your size. What barriers to entry do you face in entering this market with your new company? How will you overcome the barriers? How could the change in technology, change in government regulations, change in the economy, change in your industry, affect your organization.Product Describe the most important features. What is special about it? Describe the benefits. That is, what will the product do for the customer?Customer Identify your targeted customers, their demographicsCompetition What products and companies will compete with you? How will your products or services compare with the competition? Strategy • Outline a marketing Strategy.Promotion How will you promote your Product? What will be your promotional budget?Method of setting pricesCompare your prices with those of the competitors. Are they higher, lower, the same? Why?How important is price as a competitive factor? Do your intended customers really make their purchase decisions mostly on price? What will be your customer service and credit policies?Distribution ChannelsHow do you sell your products or services? Legal Environment Licensing and bonding requirements Health, workplace, or environmental regulations Special regulations covering your industry or profession Insurance coverage Trademarks, copyrights, or patents (pending, existing, or purchasedPersonnelNumber of employees Type of labor (skilled, unskilled, and professional) Where and how will you find the right employees? Quality of existing staff Pay structure Training methods and requirements Who does which tasks? For certain functions, will you use contract workers in addition to employees?Inventory What kind of inventory will you keep: raw materials, supplies, finished goods? Average value in stock (i.e., what is your inventory investment)? Rate of turnover and how this compares to the industry averages? Seasonal buildups? Lead‐time for ordering?Suppliers:Identify key suppliers. Credit and delivery policies5. Financial Plan (300 – 500 words) The financial plan consists of a 12‐month profit and loss projection, a cash‐flow projection, a projected balance sheet, and a break‐even calculation. Together they constitute a reasonable estimate of your company's financial future.6. Conclusion (300 – 400 words)
SU Analyzing the Legal Constraints on Pay Systems & Improving Them Discussion
Analyze the legal constraints on pay systems and recommend that the government either repeals one law or adds one new law� ...
SU Analyzing the Legal Constraints on Pay Systems & Improving Them Discussion
Analyze the legal constraints on pay systems and recommend that the government either repeals one law or adds one new law—of your design—that improves current pay systems or addresses gaps.
Explain your rationale for legislative changes.
Be creative, but make sure your recommendations are applicable.
The Wages and the Fair Labor Standards Act website is a great source of information on such topics as minimum wage, child-labor, nonexempt and exempt employees, overtime, independent contractors, garnishment laws, equal pay, and others.
FIN 4019 Rasmussen College MOD3 Construct Models to Price the Options HW
For this assignment, complete your work in this spreadsheet Part 1Suppose you have the following assumptions for an option ...
FIN 4019 Rasmussen College MOD3 Construct Models to Price the Options HW
For this assignment, complete your work in this spreadsheet Part 1Suppose you have the following assumptions for an option.Stock Price (S)$45.00Exercise Price (X)$50.00Time Until Maturity0.5 yearsRisk-free interest rate3.0%Volatility35%Complete the following tasks in the Part 1 worksheet.Calculate d1 and d2.Calculate N(d1) and N(d2).Calculate -d1 and -d2.Calculate N(-d1) and N(-d2).Price the options using the Black-Scholes formula.Part 2In Part 2, you will create a one period forecast for a firm’s income statement and balance sheet in the Part 2 worksheet.Your assumptions are:Sales will grow by 10% in 2019.The dividend payout ratio will be 40%.The tax rate for next year will be 34%.The interest rate on notes payable will be 4%.The interest rate on long term debt will be 6%.The interest rate on cash balances will be 1%.The growth rate in Net PPE will be 15%.The following accounts grow with sales:Cost of GoodsSelling and AdministrativeCashAccounts ReceivableInventoryAccounts PayableNotes PayableDepreciation is a percentage of Net PPE.Complete these steps:Forecast sales for the year 2019 using the growth rate given.Find the % of sales for all accounts that grow with sales. Forecast the account values for 2019 using the % of sales (refer to the assumptions above).Enter formulas for any account that won’t be forecasted but directly calculated. This includes:Gross Profit (or Gross Margin)Operating Profit (Earnings Before Interest and Taxes)Earnings Before TaxesTaxesNet IncomeTotal Current Assets (add Cash, Accounts Receivable, and Inventory)Total AssetsTotal Current Liabilities (Accounts Payable plus Notes Payable)Total Shareholder Equity (par value of common stock plus retained earnings)Forecast Net PPE for 2019.Forecast depreciation as a percentage of Net PPE in 2019 (the model will calculate this).Interest income and interest expense will automatically calculate.Calculate dividends paid in using the dividend payout rate.On the balance sheet, find accumulated depreciation. It is accumulated depreciation in 2018 plus the new depreciation in 2019 (see income statement for depreciation for 2019).Back out gross PPE by adding net PPE and accumulated depreciation. This should complete the asset side of the balance sheet.Set total liabilities and shareholder equity (cell D55) to the value of total assets (D40) for now. You will back out long term debt.Find the 2019 retained earnings value by adding last year’s Retained Earnings to this year’s Addition to Retained Earnings.Find total liabilities.Find long term debt by subtracting total current liabilities from total liabilities.
OU Marketing Research in Extreme Exposure Rock Climbing Center Questions
Marketing ResearchFor the past five years, Extreme Exposure Rock Climbing Center has enjoyed a monopoly. Located in Sacram ...
OU Marketing Research in Extreme Exposure Rock Climbing Center Questions
Marketing ResearchFor the past five years, Extreme Exposure Rock Climbing Center has enjoyed a monopoly. Located in Sacramento, California, Extreme Exposure is the dream of Kyle Anderson, a former extreme sports participant who had to “retire” due to repeated injuries resulting from this activity. Kyle has worked hard to make Extreme Exposure the best rock-climbing facility in the northwestern United States. Kyle’s rock-climbing center has over 6,500 square feet of simulated rock walls to climb with about 100 different routes up to a maximum of 50 vertical feet. Extreme Exposure’s design permits the four major climbing types: top-roping, where the climber climbs up with a rope anchored at the top; lead-climbing, where the climber tows the rope that he or she fixes to clips in the wall while ascending; bouldering, where the climber has no rope but stays near the ground; and rappelling, where the person descends quickly by sliding down a rope. Climbers can buy daily or monthly passes or annual memberships. Rental cost for shoes and harnesses is inexpensive, and helmets are available free of charge as all climbers must wear protective helmets. In addition to individual and group climbing classes, Extreme Exposure has several group programs, including birthday parties, a kids’ summer camp, and corporate team-building classes. Kyle notices a newspaper article about another rock-climbing center called The Krag, which will be built in Sacramento in the next six months. He notes the following items about The Krag that are different from Extreme Exposure: (1) The Krag will have climbs up to a maximum of 60 vertical feet(2) it will have a climber certification program(3) there will be day trips to outdoor rock-climbing areas(4) there will be group overnight and extended-stay rock-climbing trips to the Canadian Rockies(5) The Krag’s annual membership fee will be about 20% lower than Extreme Exposure’s feeKyle chats with Dianne, one of his Extreme Exposure members who is in marketing, during a break in one of her climbing visits. Dianne summarizes what she believes Kyle needs to find out about his current members.For each of Dianne’s questions below, write out a sample descriptive questionnaire question that would get the data.For each question, identify the type of measure (nominal, ordinal, interval or ratio). If it is an interval, identify the type of interval scale (Likert, Semantic Difference, Stapel).1. What is the age of Extreme Exposure’s members?2. How satisfied are members with Extreme Exposure’s climbing facilities?3. How interested are its members in day trips to outdoor rock-climbing areas?4. Do members think the fee charged by Extreme Exposure is too high or too low?5. What do members value most: higher climbs, lower prices, trips to outdoor rock climbing areas, or climbing certificate programs?
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