Possible challenges:Teamwork is lacking in some functional units. Many employees are operating as individuals in areas where teamwork is essential. Poor or inadequate goals and objective setting seems to be a key issue.There is a lack of preparation and orientation for newly hired employees. Many are not prepared for their job within the organization because of inadequate job-related training on company policies or procedures.Employees appear to be wasting time and working inefficiently. Time management seems to be a problem for many.Burnout is a very significant issue in the organization, especially among nursing staff. Supervisors are struggling to deal with the issue.Or choose and define a comparable challenge of your own.Use the Capella University Library and professional or academic resources on the Internet to research training and development strategies for addressing human resource needs.DeliverablePrepare a training and development plan for your chosen challenge that would be appropriate to present for executive approval. Include the following:A description of how the proposed training addresses the identified challenge within an organization of your choice.A list of employee types who should be included in the training and why.A detailed description of the training topics and vector (seminar, online, conference, workshop, brown bag, et cetera). The budget and schedule should accurately reflect this choice.A budget (personnel, equipment, supplies, et cetera). Make sure to document any assumptions you make.A schedule with milestones associated with content creation and training delivery.Additional RequirementsAPA formatting: Resources and citations are formatted according to APA style and formatting standards.Number of resources: Include a minimum of three resources.Page length: 5–7 pages, not including the budget table or worksheet.Font and font size: Times New Roman, 12 point.Resources Training Plan Scoring Guide. Capella University Library. How Do I Find Peer-Reviewed Articles? The Writing Center. APA Style and Format. APA Paper Template. APA Paper Tutorial.

For your Module 3 SLP assignment, continue to do research on the company that you wrote about for Modules 1 and 2. For this assignment, you will be estimating the weighted average cost of capital (WACC) for your chosen company. The final calculation will be fairly straightforward, as it involves just plugging in some numbers into an equation. However, the more challenging task will be finding the necessary numbers to plug into the formulas. You will need information such as the beta for your company, the bond-rating, and various information from its balance sheet. Links to some suggested Web pages for finding this kind of information is included in the instructions, but you might be able to find other sources of information. Go step by step and present your information for Steps 1-4 below in a Word document. Make sure to show all of your steps one by one and include the sources of your information:Find out your chosen company's credit rating. Rating agencies such as Moody’s and Standard and Poor’s assign ratings to companies. AAA is high, AA is lower, BBB is even lower, etc. The higher the rating, the lower the cost of debt capital. Explain what your company’s credit rating is and the reasons for the high or low rating based on your research. Also, use the Fidelity Fixed Income Web page to find out what the current return is for a 30-year bond for a corporation with the rating that your company has. This yield will be the approximate cost of debt capital for your company. We will call the cost of debt RD.Now estimate the cost of equity for your company. First you will need the beta; you already found this for your Module 1 SLP. You will also need the three-month treasury bill yield, which we will use as our measure of the risk-free rate. This rate should be listed on the Fidelity Fixed Income Web page linked above. Finally, you will need the equity risk premium. You can find estimates of this on many Web pages including Fidelity Fixed Income or Gutenberg Research. It is usually around 5%. Once you have this information, you can estimate the cost of equity as the 30-year treasury bill yield rate plus beta multiplied by the equity premium:Cost of Equity = risk-free rate + Beta * (Equity Premium).Show your calculations. We will call the cost of equity RE.Now find out how much of the firm's capital is equity and how much is debt. For the total value, look at the balance sheet for your company as found on Google Finance or a similar Web page. The total value of your company will be “total liabilities and shareholder’s equity.” The proportion of debt will be total liabilities divided by total value, which we will call D/V. The proportion of equity will be shareholder’s equity divided by total value, or E/V. If you calculate them correctly, the proportions will add up to one.Now we have all the information we need to get at least a rough ballpark estimate of WACC. Let’s assume a corporate tax rate of 35%. So the formula we will use is WACC = (E/V)* RE +(D/V)* RD *(1-.35)Calculate WACC and show your computations. As a “reality check” on your calculations, the WACC should likely be in the single digits and positive. Compare what you found to the average WACC in your company’s industry, which should be available on Web pages such as Cost of Capital by Sector (US). Note that 35% is the official corporate tax rate, but many corporations find tax breaks. If your WACC is too low, try computing it with a lower tax rate such as 25% or 10%.

dear writer please replies to my classmates discussion post please indicate every post you replies for example post 1 and then post 2 so i can recognize which one is post 1 replies and post 2 replies please replies with good opinion or comment for example you might reply hi Ramesh i like your post and write your opinion.post 1:Ramesh wrote this in her post:Nationwide insurance which is one of the largest and most diversified insurance company had hundreds of scattered application in many of its business lines. The company had more than 100 business units which offered different products. Due to lack of Business Intelligence the company faced the problem of data gathering, analysis and generation of reports. The biggest problem was high data redundancy and inability to generate strategic report based upon the data collected. Nationwide is a data-driven company, and proper use of data may result on the overall performance of the company. Nationwide implemented enterprise-wide data warehouse to get rid of data redundancy, make the data gathering process much easier, and produce the reports needed to enhance customer service. The results were satisfactory as the improved marketing campaigns and better communication with customers helped to improve customer satisfaction. This resulted in customer retention which increased the sales of the company. The integrated data made the reporting system quicker and easier to access. I think the implementation of BI by Nationwide was helpful in enhancing customer service. Since some of the units were able to increase their overall productivity by 20-30%, gain 3% growth in annual sales it is clear that the company benefited from implementation of BI. Post 2: Michael wrote this : In my own opinion feel like they've done a god job as a while by integrating these new choices. I've always seen a handful of Nationwide commercials, whenever I watch television, of how that always got you're back in a crisis. that being said I've gone with Geico. The fact that they can cover all these different insurance policies is amazing. With their all time favorite quote being, "Nationwide is on your side" which is quite a good slogan for a company. And to also see that they live up to the slogan for many years. After they integrated their new reporting system which is "Revenue Connection" they easily reduced the labor time for employees to "manually" input the data for which they needed for their consumers. Also implementing this new idea saved the company a huge chunk of change and time. Basically to ease the pain of several employees ripping out their hair. Just to wrap it up, I believe they've done a fine job for this new approach, although I felt like I've said that in the beginning already.dear  writer what woud you reply back to these two classmates about their post please do not write longer each post replies can be 150 words thanks