Please Write 40 articles about financial newspaper, books or magazines

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Please Write 40 articles about financial newspaper, books or magazines . Each paper should have references, one paper should have about 300 words.

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Attached.

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Finance
Student Name
Institution Affiliation

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Finance

1. Financial Budgeting
Every step a person makes may involve the use of money. There is a tendency of
an individual losing money that ought not to lose on some things. In this case, financial
planning of the budget one requires is critically important in solving this issue. This issue
turns into a problem when one spends a lot of money unnecessarily, particularly, on
things that are not important or one can do with them. Also, companies can face financial
crisis due to lacking a sturdy financial plan. Known out of such cases, as Webb (2017)
mentions in his article, are tension and eventually budgetary wars. In avoiding such
effects, companies and people at personal level, can keep in mind several aspects when
planning a financial budget.
Financial managers in companies should allocate some finances at the executive
level as it ensures there are resources for the unseen issues and risks within the company.
This type of allocation acts as financial back up to help solve those issues. Another thing
that financial planners have to consider is to have financial discipline every expenditure
they make. They should impart that discipline early in an organization by spending
money as if the money was theirs. In my opinion, I think the amount of money used on
expenditures depends on what one has planned. Without planning, one can go on
spending on unnecessary things. A budget put in place also takes care of saving; it makes
it easy for one to save money to cater for things that can be easily forgotten. For example,
a person operating without a budget is likely to forget saving on emergency. Without
prior financial planning is the foundation toward saving. It also ensures one is able to
control his or her spending. In general, financial planning is the key toward a successful
development.

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References
Webb, M. (2017, November 28). What you actually need to know about budget planning.
Forbes.

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2. Creating a Financial Foundation

Building financial muscle is not such an easy thing especially for people with not stable
business or low income earners. A good example is a student who has just graduated from a
college or university who wishes to build a foundation to grow financially. Creating a financial
foundation is like building a house; it starts with one step to the next. Just like a house, it will last
for long if adequate time is taken to create a strong foundation. In a Forbes article about building
a strong foundation for achieving a solid financial muscle, Northwestern Mutual, the author of
the article outlines several ways of creating a stable financial foundation. According to
Northwestern Mutual (2014), understanfing the way your cash flows in critcal important. It
shows how much you have spent, the amount you have saved, and the money you have invested.
After knowing and understanding the way the money you earn flows, developing a saving and
investment plan is one of the best approaches of attaining financial goals. By creating this plan it
becomes easy to have emergency fund taken into consideration.
Strategic management of debt is one strong way to increase saving and hence investment
money. Manageing debts strategically means paying extra money to pay off bad debts before
making payments on good debts. To achieve this, one can pay money in the following order.
First, make payments with high rates oif interets before paying money on nondeductable debts
then to deductible debt. Another approach for creating a great foundation for building finance
muscle is safeguarding income and assets. The best way of protecting these valuable items is by
insurance. A person can insure life to ensure that the left behind relatives and other surviviors are
covered in the case that one dies.

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References
Northwestern Mutual . (2014, July 30). Building the foundation for a solid financial plan.
Forbes.

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3. Financial Reporting

In every organization, communication drives the operation of everything. communication
and the use of proper language that every employee understands helps accomplish tasks faster,
resolves conflicts faster, and make decisions that are meaningful. In finance financial reporting is
the language of communication that reveals what is, has and will happen. The primary goal of
financial reporting, according to Gilaninia, Chegini, & Mohtasham (2013), is to bring the rquired
economic impacts of effects brought by all happenings and financial activities about the current
state of a company in terms of performance as well as decision smade within by a company. In
the artice, Gilaninia et al. (2013) highlights that mordern technilogyhhas enabled the use of
accounting systems that have the capability of ensuring thee is flow of organization information.
They are also used as decisnio making tools whereby the results they give out are used in making
the decisions.
Financial reporting is significant since it provides investors with information about time
and the risk involved when they invest in a company in the future. Creditors also more
information from the financial reporting a firm gives them so that they see if it is worthwhile for
them to support the company operations. Through use of cash flows and other ways of analyzing
operations within a company, financial reporting helps in detecting any slight changes, used to
evaluate projects, and make sound decisions on the areas that require improvement, expansion of
foregoing them. There is one thing that the article shades light on that is equally important when
it comes to reporting finances of a company-quality of reporting. The quality that any financial
report should display is based on the need of the user and the protection of the stakeholder. In the
user’s perspective, a financial report should have meaningful information that the user wants. On
the investor’s side, the financial report should have transparent information that is free from
confusion.

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References
Gilaninia, S., Chegini, G. M., & Mohtasham, E. M. (2013). The importance of financial
reporting and affecting factors on it. Arabian Journal of Business and Management
Review, 70-78.

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4. Accounting in Finance

Accounting will exist everywhere where integrity and ethical operation is required.
Accounting will be also required where there is need to budget for everything that has taken
place, is occurring, and that is anticipated to happen. Accounting in finance involves
communicating information about a certain business or company so that other individuals are
able to assess the financial capability of the company whose information is provided (Hoon,
2016). In other words, one can know the health of a company and its forecasts when they analyze
financial accounts of that specific company.
Importance of accounting in finance lies in the structure and rues to follow when
reporting accounting information concerning business. Having an insight of accounting,
individuals make decisions that are informed. These informed decisions come about as a result of
carefully analyzed data using appropriate and accurate accounting principles. Again the decision
making approach used at the business level do not stop there but are also applied in life
scenarios. For example, one can use accounting principles to make decision on what to do and
what to avoid so that there is a balance between costs and revenues an individual earns.
In my opinion I think it is not only important to account for your finances due to the
accounting rules that one must follow but also wise to know how your money is flowing.
Knowing how much money is coming in and going out. It helps in planning for future expenses.
It also provides significant information for analyzing competitors existing in a given market.
Accounting offer information that can be used for evaluating opportunities for investing. Apart
form analysis, one is able to compare one company to the other since accounting is guided by
generally accepted accounting principles (GAAP). I find accounting a tool for sourcing
investment information as well as analyzing information about a company.

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Lee, Hoon. "Public procurement: A public policy tool for resources management." Scholedge
International Journal of Business Policy & Governance ISSN 2394-3351, vol. 3,
no. 2, 2016, p. 13.

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Investment

Nobody does not want to make money. Yes. Investment is one way to go by apart from
earning. The amount of money one earns from salary or one business may not be sufficient to
meet all of financial needs at hand. It means that has to invest in a business that brings more
revenue, probably, a business with profit margins that are bigger than the salary or margins from
the first business. You may find that coming to a conclusion on the type of business you should
invest in requires time to think and rethink. It is called critical thinking you know. Having a
source of information on what business to do is a significant tool when you want to invest.
I like the effort Athwal, one of the contributor and author of Forbes has given in the eye
opening script on the current business opportunity one can invest in. according to Athwal (2018),
farmalnd is the greatest untaped asset that one can have when looking for an investment. He puts
out that farming is the greatest “sure bet” one can ever make. With the new technologies, highquality food production is attainable. With the increasing demand for food by the increasng
population, you have ready market for your produce. I feel encouraged by this investment
because of the potential it has. As a frequent reader of Forbes magazine, I like the knowledge
they impart when it comes to investment. They keep every part of their article meaningful. I have
no option to refer anyone to read this amazing article. It is educative. Not only the content of this
article provides an investment opportunity, but it encourages one to read more of Forbes articles
related or not related to investment. It, thus, gives readers morale of reading Forbes articles.

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References
Athwal, N. (2018, December 2). The biggest investment opportunity you've probably never
heard of. Forbes.

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5. Funding

Sources of funding are available depending on the purpose of the expenditure because
funds have difference uses. One can source money to buy a capital asset, a service or a
combination of the two. There are occasions when an individual intends to invest in a new
venture or expand an existing business but lack the adequate amount of money to meet the plan.
There are several sources of money one can exploit. According to Čalopa*, Horvat*, & Lalić,
(2014), venture capital formas one of the most sources for obtaining capital for business startups.
Venrture capital forms the major part of the initial investment capita in a project. Invetore plyas a
great role by providing this kind of fund for a project to kick off, operate and give out expected
outcomes. Friends and families are also good sosurces of monet for setting up a business. Un
most cases, you wil find that contrubution from familiy members is non-refundable. This
increases security of the business in that the business owner does not fall into a risk of paying
back the money in the event of business failure. However, to my opinion, such contributions may
amount to a smaller percentage if the total required cash to get the business running. Loans are
the most common type and source of funds that one can use to start and operate a business. It is
the safest way of securing capita and allows for flexibility in repaying the loan. One advantage of
loans is that a loanee can borrow a huge amount of money as compared to other sources such as
contributions from friends and relatives. Investors, who are interested venturing into a particular
business, offer a huge value of capital into the business. This acts as a good source of funds.

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References
Čalopa*, M. K., Horvat*, J., & Lalić, M. (2014). Analysis of financing sources for start-up
companies.

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6. Financial monitoring

Financial monitoring is such a vital practice in finance as well as in accounting. It is
accounting aspect that helps in checking on the income of a firm and the expenditure, monitoring
finance is carried out in every year to track the progress of a company. This monitoring is meant
to also ascertain that the operations of the company based on finance is moving as expected and
that every official members has agreed that the spent money and all operations that were
scheduled to be done have all been accomplished. According to Bernanke (2013), monitoring the
system of finance in a firm is vital in identifying both triggers and vulnerabilities that affect its
efficiency. Triggers in this case refer to things or specific event that is totally off a particular
crisis. Vulnerabilities on the other hand are closely related with the feature in the system of
finance that unread and spread the shocks that have been experienced initially.
There are other things that ignite financial monitoring in an organization. Due t the
advancement in technology, finance system is dynamic and is bound to change in relation to the
changing technology. It also implies that he needs of the economy are also changing since
activities involved in finance are shifting from a more regulated mechanism to less regulated
sections within and outside if any organization. The other related thing that requires companies
to monitor financial systems is that propensity that exists for participants, who are involved in
then financial markets, to take high risks with existence of stable macro conditions. In my
opinion, I would prefer regular monitoring of the financial system because as such, finance
department is one of the sensitive departments within a company in that it needs to stay “awake”
with every slight change on then finance market that requires the system to be updated.

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References
Bernanke, B. s. (2013). Monitoring the financial system. Chicago.

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7. Financial Decisions

People in their businesses and earn revenues from sales, or work in companies or
organizations and earn salaries. A question comes in, “what can the money do, or rather
for what purpose would you use the money for? Should you invest the money, leave it be,
or roll it over?” This...


Anonymous
Very useful material for studying!

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