Malpractice Insurance

Jul 4th, 2016
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Ashford University
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Course book: Berger, S. (2014). Fundamentals of health care financial management: A practical guide to fiscal issues and activities (4th ed.). San Francisco, CA: Jossey-Bass. Discuss the need for hospital and physician professional liability coverage (malpractice insurance) in American health care today. Make sure to cover the following points: Why is malpractice coverage so extremely expensive today? Do you feel that the need for liability insurance adds to or detracts from the patient care that is provided? Your response should be at least one page in length.

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Malpractice InsuranceWhile most health facilities in the United States are well equipped and staffed bycompetent personnel, mistakes do happen in the field of medicine whether unavoidable or not.This exposes physicians and hospitals to liability claims that in cases amount to millions ofdollars hence the need for malpractice insurance. Increasing lawsuits against doctors, even thosewhich do not result in settlements or are dismissed in court, and recent efforts towards relievingthe burden of healthcare from patients have resulted in doctors having to fork out fortunes forinsurance premi

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