Credit Approval Regression

Jul 20th, 2016
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Credit Approval Regression

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Credit Approval DecisionsHomeownerYCredit Score Years of Credit History Revolving Balance Revolving Utilization72520$11,32025%YYNNYN5736776255277957339111512227$$$$$$7,20020,00012,8005,7009,00035,20070%55%65%75%12%20%NY620591517$$22,80016,50062%50%YYYY6607005005652419166$$$$9,20022,00012,5007,70035%18%83%70%N6203$37,40087%YYNNY774802640523811131071420$$$$$6,10010,50017,30027,00013,4007%5%59%79%3%NNNYNYYYNNYNNYYNYYYYNNYNNNYY763555617642688649695701635507677485582699703585620695774802640536801760567600702636249133121597212531722188161310714202410118$$$$$$$$$$$$$$$$$$$$$$$$$$$$11,2002,5008,40016,0003,3007,50020,30011,70029,1002,0007,6001,0008,50012,80010,00031,00016,2009,7006,10010,50017,30027,00013,40011,2002,20012,05011,70029,10070%100%34%25%11%5%22%15%85%100%9%80%65%27%20%78%55%11%7%5%59%79%3%70%95%81%15%85%NNY50959573331815$$$2,00029,00013,000100%78%24%DecisionApproveSUMMARY OUTPUTRejectApproveRejectRejectApproveApproveRegression StatisticsMultiple R0.81525491R Square0.664640568Adjusted R Square0.642769301Standard Error53.80667762Observations50RejectRejectANOVAApproveApproveRejectRejectRegressionRe

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