HAwaii FIN301 midterm exam

Aug 11th, 2016
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Question 1. If you have a problem with a product and you really want to get the attention of someone in customer service, you should raise your voice during your conversation. True False 2. Sally Smith's friends have told her that they think she should consider a visit to a personal financial planner. Why do you think her friends made the suggestion? Sally plans to quit her job and volunteer for local organizations. Sally has no credit card debt. Sally usually saves 10 percent of her paycheck for long-term goals. Sally tracks her investments and makes changes to her allocations once per year. Sally has used a budget for years. 3. An advantage of personal financial planning is: Increased impulse spending Increased control of financial affairs The use of low-interest savings Less monitoring of investments More credit card debt 4. Money management refers to Preparing personal financial statements. Day-to-day financial activities. Storing financial records for easy access

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HAwaii FIN301 midterm examReport this Question as InappropriateQuestion1. If you have a problem with a product and you really want to get the attention of someone incustomer service, you should raise your voice during your conversation.TrueFalse2. Sally Smith's friends have told her that they think she should consider a visit to a personalfinancial planner. Why do you think her friends made the suggestion?Sally plans to quit her job and volunteer for local organizations.Sally has no credit card debt.Sally usually saves 10 percent of her paycheck for long-term goals.Sally tracks her investments and makes changes to her allocations once per year.Sally has used a budget for years.3. An advantage of personal financial planning is:Increased impulse spendingIncreased control of financial affairsThe use of low-interest savingsLess monitoring of investmentsMore credit card debt4. Money management refers toPreparing personal financial statements.Day-to-day financial activities.Storing financial records for easy access.Trade-offs that occur with financial decisions.Spending money on current living expenses.5. The equation to calculate net worth isCash inflows - Cash outflows = Net worth.Cash inflows - Liabilities = Net worth.Cash inflows + Liabilities = Net worth.Assets - Cash outflows = Net worth.Assets - Liabilities = Net worth.6. In an organized system, birth and marriage certificates belong in a safe deposit box.TrueFalse7. If you have a problem

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