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By definition, matter is anything that occupies space and has mass. Therefore, the air, water, and food you need to live, as well as the aircraft you maintain, are all forms of matter.

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SAS PART IIPAPER VIISECTION - I: FINANCIAL MANAGEMENTINDEX1. FINANCESl. No. TOPICS1. Financial Management - An overview, an understanding of basic terms / concept in Finance.2. Concept of Time Value of Money.3. Capital Expenditure Decisions.4. Project Appraisal and Control TechniquesFINANCIAL MANAGEMENT -AN OVERVIEWINTRODUCTIONFinance may be defined as the art and science of managing money. The major areas of finance are: (1) financial services and (2) managerial finance/corporate finance/financial management. While financial services is concerned with the design and delivery of advice and financial products to individuals, businesses and governments within the areas of banking and related institutions, personal financial planning, investments, real estate, insurance and so on, financial management is concerned with the duties of the financial managers in the business firm. Financial managers actively manage the financial affairs of any type of business, namely, financial and non-financial, private and public, large and small, profit-seeking and not-for-profit. They perform such varied tasks as budgeting, financial forecasting, cash management, credit administration, investment analysis, funds

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