“WORKING CAPITAL MANAGEMENT” CONTRACT MANUFACTURING At RANBAXY LABORATORIES LIMITED

Jun 21st, 2015
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INTRODUCTION: Pharmaceutical are high technology, high value added products and are highly traded in International markets. The pharmaceutical industry satisfies a basic human need of health, the Demand for products is on increase. This industry is passing through one of its more dynamic Times due to the ever changing demands of the market

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The Agricultural Produce Finance facilitates trade in agric commodities by produce dealers who have adequate storage facilities to stock grains and other commodities at harvest season.FeaturesMinimum value is N100,000 and the maximum is N10 million. Applicants place of residence, warehouse and/or market outlets are verified/confirmed accessible all year round by the Agric Relationship Manager. Collateral: Letter of domiciliation of payment where a bulk buyer of produce is a trusted customer of FirstBank plus 10% cash deposit, landed property or marketable securities of 130% of loan amount, or other acceptable collateral BenefitsProvides capital for produce dealers to expand their volume of business. Helps to stabilize the price of agric produce. Facilitates year-round trade in agric commodities. Enhances the cashflow of farmers/primary producers during harvest season. Ensures profitable disposal of farm produce in the face of poorly developed or non-existent marketing infrastructure. Accompanying DocumentsCustomers letter of application Confirmed letter of irrevocable domiciliation of payment for proceeds from sale of farm produce/products by bulk-buyer in customers current account with FirstBank if sales is to a bulk-buyer. Call memo evidencing or verifying or confirming applicants place of residence, storage location and/or market outlets have been verified/confirmed accessible all year round by the Relationship Manager(Agric) and Retail Market

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