CUSTOMER’S PREFERENCE OF DIFFERENT BANKS IN HOME LOAN SECTOR

Jun 21st, 2015
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INTRODUCTION: Every one of us has a dream to own a house in life time. Although home loans are given by almost all the Banks of India, purchasing the home of our dreams is not an easy task. As the salaried population living in India is in larger percentage, like any other country, when one decide to own a house,

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Sources of finance for businessIntroductionWhether you are thinking of starting up your own business or if an existing business is thinking of expanding, it is likely that money will be needed. The money needed to start a business is called business finance. Where do businesses get the finance to start a business or to finance expansion?This resource will look at some of the possibilities. When you are working through the resource, remember that some sources of finance will be appropriate for some businesses but not for others.For an individual thinking of setting themselves up as a mobile sandwich van, the sources of finance are going to be quite different to that needed and available by someone like Liverpool Football Club when trying to build a new stadium.Liverpool FC are planning to build a new stadium to replace the famous Anfield stadium. The cost to fund this project will be in the region of 215 million. Raising that sum of money presents different problems to raising the money to pay for setting up a mobile sandwich bar!There are a number of factors to think about when looking at this area of business. We will be looking at the following:An Overview of sources of finance - short term or long term?Short term sources of finance:Bank overdraftTrade CreditLeasingBank loansCredit cardsLong term sources of finance:Bank loans/ Bank borrowingShare capitalDebentures/ Loan stockAsset salesVenture capitalRetained profit/ earningsOwners' capitalGove

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