Jun 21st, 2015
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CHAPTER 1 Introduction1.1INTRODUCTION TO REPORTThe topic that I have chosen for my research report is Role of Microfinance to Empower Women in Pakistan; A case study of NWFP. Microfinance plays an important role in improving the living standard of the people especially the poor. For example to eradicate poverty and hunger, achieve universal primary education, promote gender equality and empower women, reduce child mortality and to develop a global partnership. However, this research is based on micro-finance in general, with a special focus of its impact on women empowerment. 1.2BACKGROUND OF STUDYMicrofinance is relatively a new term. But most societies have a long background of traditional or informal saving and credit arrangements.Microfinance is the provision of financial services (whether loans, deposit accounts, insurance or otherwise) to poor and low-income individuals and households. The thing that distinguishes microfinance from the traditional financial services, aside from the small sums of money involved, is the absence of any collateral as security for loan.The outbreak given to microfinance in a real sense was by Grameen Bank of Bangladesh in 1980s. And this model remains central to microfinance today. MUHAMMED YUNUS, the founder of Grameen bank believes that charity is not an answer to poverty, but it only helps poverty to continue. In fact it creates more dependency and reduces the motivation to stand on its own. So Grameen brought cre

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