sustainability_issues

Jun 21st, 2015
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Stanton University
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Zara was founded by Amancio Ortega in the year 1975 by opening its first store in La Cornua. In 1985, Inditex (Industria de Diseno Textile) was formed as a holding company atop Zara; other retails chains and a network of internally owned suppliers.

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SUSTAINABILITY ISSUES OF ISLAMIC MICROFINANCE IN PAKISTAN: AKHUWAT CASE STUDYFULL NAME: SOBIA EHSANAFFILIATION: NUST BUSINESS SCHOOLNATIONAL UNIVERSITY OF SCIENCE AND TECHNOLOGYH-12, ISLAMABAD.Sustainability Issues of Islamic Microfinance in Pakistan: Akhuwat Case StudyAbstract:Islamic microfinance has emerged as a powerful weapon to fight against poverty in countries with majority of Muslim population. From demand side the borrowers concern is its cost effectiveness whereas the suppliers perspective may be the failure of conventional microfinance to bring in the targeted results.In a competitive environment where conventional microfinance institutions are already struggling hard for their sustainability and social performance, the issue of sustainability becomes more critical for the Islamic microfinance institutions. Structuring Islamic microfinance institutions theoretically on Islamic principles of interest free financing the researchers claim that such microfinance institutions would be financially and socially sustainable. The researcher has assessed the sustainability issue of the Islamic microfinance in Pakistan by Akhuwat case study. Using various dimensions of sustainability the results of the study prove that Akhuwat is highly sustainable. On the basis of results the researcher has suggested other microfinance institutions not only to replicate this model but also to introduce innovative products and procedures to the Islamic microfinance o

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